Contesting Appraisal Reports for a Fair Property Value

In today’s real estate market, a low appraisal can be more than just an inconvenience—it can derail a loan, frustrate borrowers, and create unnecessary delays for lenders. At Maverick Appraisals, we understand the pressure lenders face to keep transactions moving smoothly. That’s why we’re proud to introduce our Appraisal Report Contestation Support Service, designed specifically to help lenders and their clients overcome appraisal challenges and protect the integrity of their transactions.

Why This Service Matters to Lenders

When an appraisal comes in lower than expected, everyone feels the impact:

• Borrowers may lose financing approval or need to bring additional cash to closing.

• Lenders face delays as deals stall, renegotiations begin, or borrowers shop elsewhere.

• Agents lose confidence in the process, potentially affecting referral relationships.

In these situations, lenders often carry the responsibility of explaining the appraisal outcome to borrowers, even though the appraisal process is outside their direct control.

By partnering with Maverick Appraisals, you gain an ally who can step in, evaluate the report, and provide the evidence needed to justify a reconsideration of value.

How the Contestation Process Works

Our team of experienced appraisers will:

1. Review the Appraisal Report Thoroughly – We analyze the comparables used, adjustments made, and methodology applied.

2. Identify Missed or Stronger Comparables – If better sales exist within the required time and distance parameters, we document and present them.

3. Spot Errors or Inconsistencies – We check for factual mistakes (square footage, condition, or amenity errors) and highlight anything that may have led to an undervaluation.

4. Compile Market Evidence – We back up findings with relevant data, trends, and neighborhood insights.

5. Provide a Clear, Professional Package – Lenders receive a detailed evaluation that can be submitted as part of a Reconsideration of Value request.

   
   

Benefits for Lenders

• Stronger Borrower Relationships – Borrowers see that you are advocating for them and working to ensure fairness.

• Deal Retention – A successful contestation can save the loan from falling apart.

• Time Savings – We handle the complex analysis, freeing you and your team to focus on moving loans forward.

• Compliance Confidence – Our evaluations are unbiased, well-documented, and presented in a way that aligns with industry standards.

  
  

Partnering with Maverick Appraisals

As a trusted appraisal company in Texas, we know the market and the challenges lenders face every day. Our goal with this new service is to make sure your loans stay on track and that your borrowers feel confident they’re being treated fairly in the valuation process.

If one of your deals hits a roadblock due to a low appraisal, don’t let it end there.

Contact Maverick Appraisals to learn more about our Appraisal Report Contestation Support Service—because sometimes the difference between a deal that falls apart and a deal that closes is the right evidence, presented the right way.